Academic Year 08/01/08 - 07/31/09
Required Student Health Insurance
Massachusetts law requires that any full-time or part-time student enrolled in an institution of higher learning in Massachusetts must participate in a qualifying student health insurance program or in a health plan of comparable coverage. All Harvard students are automatically enrolled in the Harvard University Student Health Plan.
The Harvard University Student Health Plan consists of two parts:
Part I: The Student Health Fee (SHF) covers most services provided at Harvard University Health Services (HUHS) and includes a prescription drug benefit. Primary Care Providers are available at clinics on each Harvard campus for routine health care. Urgent care is available 24 hours a day, 365 days a year at HUHS in Holyoke Center.
Part II: The Blue Cross Blue Shield PPO (BCBS) Plan of Massachusetts is designed to complement the health care provided under the SHF at the HUHS. This plan covers medically necessary hospitalization, emergency care, and some services and procedures not available through HUHS.
Waiving the Harvard Student Health Insurance Plan
Students who meet certain requirements may be eligible to waive all or a portion of the Harvard University Student Health Plan. Eligible students may apply to waive coverage for the entire year, or apply each term to waive coverage for that term only. All waivers must be completed online prior to the waiver deadlines (Fall 2008 deadline 9/30/08; Spring 2009 deadline 2/28/09). Late waiver requests will not be granted. There are no exceptions to this policy.
Optional Coverage for Dependents
Dependent coverage is available for an additional fee, which can be applied to the student’s term bill. Eligible students may apply for dependent coverage for the entire year, or apply each term for dependent coverage for that term only. All enrollment forms must be completed prior to the enrollment deadlines (fall deadline 9/30; spring deadline 2/28).
Questions and Feedback
Questions about the Harvard Student Health Plan should be directed to HUHS Member Services, located on the first floor of HUHS at Holyoke Center in Harvard Square. Call 617-495-2008, email mservices@huhs.harvard.edu, or stop by to speak with a representative.